Terms For FFair Credit Reporting Act:It is a consumer protection law which regulates the revelation of customer credit reports by consumer/credit reporting agencies and establishes procedures for correcting mistakes on one's credit record. Fair market value:Fair market value means the highest price that a consumer, willing but not bound to buy, would pay, and the lowest a seller, willing but not bound to sell, would accept. FHA mortgage:FHA mortgage is a kind of mortgage which is insured by the Federal Housing Administration (FHA). Along with VA loans, an FHA loan will often be referred to as a government loan. Firm commitment:Firm commitment means a lender's contract to make a loan to a particular borrower on particular assets. |
